Affordable homeownership might feel out of reach—and you’re definitely not alone. According to a recent Bankrate survey, 78% of aspiring homebuyers say affordability is their biggest obstacle. Since the pandemic, home prices have surged more than 30%, and rising mortgage rates have only made monthly payments harder to manage. But here’s some good news: with the right strategies, a little flexibility, and reasonable expectations, homeownership is still within reach. 

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