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5 Roadblocks to Affordable Homeownership (And Ways to Move Past Them)
Affordable homeownership might feel out of reach—and you’re definitely not alone. According to a recent Bankrate survey, 78% of aspiring homebuyers say affordability is their biggest obstacle. Since the pandemic, home prices have surged more than 30%, and rising mortgage rates have only made monthly payments harder to manage. But here’s some good news: with the right strategies, a little flexibility, and reasonable expectations, homeownership is still within reach.
Ryan DePoppe
May 155 min read


8 Strategies to Secure a Lower Mortgage Rate
Mortgage rates have been on a roller coaster ride this year, rising and falling amid inflationary pressures and economic uncertainty. And...
Ryan DePoppe
Sep 13, 20227 min read


20 Ways to Save Money and Stretch Your Household Budget
These days, cost cutting is on everyone’s mind. We’re all looking to stretch our income a little further. Fortunately...

LUMINATE Real Estate
May 1, 20205 min read


BEWARE of Mortgage Payment Deferment! The important points you need to know.
Many people will have a hard time making their mortgage payments over the next few months...
Ryan DePoppe
Apr 4, 20201 min read


Get Your Credit Score in Shape Before Buying a Home
How strong is your credit? Cleaning up your credit is essential before you make any major financial moves. Having a bad score can hurt...
Ryan DePoppe
Jun 30, 20195 min read
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